Youth Accounts - Flight Path

Start Small, Fly Far!

From their first savings deposit to financial independence, Triangle FCU is with them every step of the way.

The Triangle FCU Flight Path is our youth banking journey designed to support members from birth through age 25 with age‑appropriate savings, checking, and financial education. Every stage builds confidence, responsibility, and skills so young members are ready for a successful financial future.
 
 

Overview

The Flight Path is more than a youth account. It is a guided financial journey. As members grow, their accounts grow with them, offering new tools, access, and learning opportunities at the right time.

With four progressive tiers based on age, the Flight Path helps families introduce smart money habits early, reinforce them through childhood and teen years, and support young adults as they become financially independent.

One program. Four stages. A clear path forward.

 

First Flaps

Every journey starts with a first step. Triangle Tykes helps families begin saving early while keeping parents fully in control.

  • $25 opening deposit match to jumpstart savings
  • Annual birthday surprise from our Toucan mascot
  • “First Flight Log” booklet to track deposits

This stage introduces the idea that saving money can be fun and rewarding.

 

Learning to Fly

Cadets begin practicing independence while still flying safely with guidance.

  • “First Flight Log” booklet to track deposits
  • Youth ATM card with safe daily withdrawal limits
  • Continued focus on regular saving habits

This stage builds confidence and reinforces positive money behaviors.

 

Preparing for Takeoff

Navigators are ready for real‑world banking with support and structure.

  • First debit card with built‑in spending limits
  • Checking and savings accounts
  • Good Grade Rewards to celebrate academic success

This stage prepares teens for financial decision‑making before adulthood.

 

Cleared for Takeoff

Young Flyers gain the independence they need while still having support when questions arise.

  • Free checking and savings accounts
  • Credit‑builder loans and secured credit card options
  • Support for major milestones like auto loans or student needs

This stage focuses on building credit, confidence, and long‑term financial readiness.








IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.