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REGULAR SHARE SAVINGS

Service Fee
Minimum Balance to open $1.00
Balance required to earn quarterly dividends $100.00
Monthly minimum balance fee (Balance below $100/ No other accounts) $5.00
Home Banking, Mobile Money and e-Statements Free
Unlimited withdrawals from Triangle FCU ATM Free
Fee to closed account within 60 days of opening $15.00
Fee to reopen account after closing $50.00

CHRISTMAS CLUB

Service Fee
Minimum Balance to open $25.00
Balance required to earn quarterly dividend $100.00
ATM access Not Available
Early withdrawal (Prior to November 1) $25.00
Fee to closed account within 60 days of opening $15.00
Fee to reopen account after closing $50.00

1st TIME CHECKING (Ages 15 thru 24)

Service Fee
Minimum Balance to open $24.00
Balance required to earn monthly dividend $500.00
Monthly Service Fee Free
First box of checks (basic) Free
ATM Card $2.00
Unlimited Check Writing Free
Unlimited withdrawals from Triangle FCU ATM Free
Home Banking, Mobile Money, Bill Pay, and e-Statements Free
Overdraft Protection (Per day with available funds) $5.00
VISA Debit Card Free
Courtesy Pay (Overdraft Privilege With Approval) Per item $30.00
Fee to close account within 60 days of opening $15.00
Fee to reopen account fee after closing $50.00

VALUE CHECKING

Service Fee
Minimum Balance to open $24.00
Balance required to earn monthly dividend $500.00
Monthly Service Fee (balance $500 or higher) Free
Monthly Service Fee (balance below $500) $5.00
ATM Card $2.00
Unlimited Check Writing Free
Unlimited withdrawals from Triangle FCU ATM Free
Home Banking, Mobile Money, Bill Pay, and e-Statements Free
Overdraft Protection (Per day with available funds) $5.00
Visa Debit Card Free
Courtesy Pay (Overdraft Privilege With Approval) Per item $30.00
Fee to close account within 60 days of opening $15.00
Fee to reopen account after closing $50.00

FREEDOM CHECKING

Service Fee
Minimum Balance to open $24.00
Balance required to earn monthly dividend No Dividends
Monthly Service Fee $10.00
ATM Card $2.00
Overdraft Protection (Per day with available funds) $5.00
Visa Debit Card Free
Fee to close account within 60 days of opening $15.00
Fee to reopen account after closing $50.00

SAVINGS ACCOUNTS

Service Fee
Statement copies per page $1.00
Return of deposit check/ACH Debit NSF per item $30.00

ALL CHECKING ACCOUNTS

Service Fee
Statement copies per page $1.00
Return of deposit check/ACH Debit NSF per item $30.00
Courtesy Pay (Overdraft Privilege) per item $30.00
Draft Copies per item $3.50
Share Draft/ACH Debit NSF returned per item $30.00
Stop Payment request (per check) $25.00
Stop Payment request (per series) $73.50

MSR TRANSACTIONS

Service Fee
Money Orders $5.00
Early withdrawal from club accounts $25.00
Bank Wire (outgoing) per wire $20.00
Bank Wire (incoming) per wire $10.00

MISCELLANEOUS

Service Fee
Check Cashing (less than $500 in savings/no other accounts) $10.00
Verbal Check Withdrawal (less than $400 in savings/no other accounts) $5.00
Account Research/Reconciliation (per hour) $20.00
Replacement Card Fee (ATM or Debit) $5.00
Notary Service for TFCU Members Free
Paper Statement Fee (Each) - Members 65 Years and Older Exempt $2.00
Official Check 3rd Party $5.00
Copy of Official Check $3.50
Fax Service Fee $3.50
Triangle FCU ATM (Triangle FCU Debit or ATM Card) Free
Triangle FCU ATM Minimum Withdrawal Amount $10.00
Foreign ATM $1.00
Point of Sale (Triangle FCU Debit Card) Free
Point of Sale (Triangle FCU ATM Card) $1.00
Return Mail/Insufficient Address Fee $10.00/month
Verification of Deposit Processing Fee $10.00/item
Fee for Garnishment, IRS Levy, Subpoena or other like items $50.00
TFCU Check Cashing Fee (non member) $10.00/item
Loan Payment by Phone Processing Fee $8.00

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