APY = Annual Percentage Yield

Rates effective as of 03/31/2016.

Fees may reduce earnings.

Kasasa Cash*

BalanceDividend RateAPY*
Balances up to $5,0002.00%2.00%
Balances over $5,0000.15%2.00% to 0.24%
All balances if qualifications aren't met0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Enroll and receive e-statement notice
  • Be enrolled and log into online banking

Loans

TypeInterest RateTerm/Months
Signature6.90%-18.00%24-36
New Auto2.49%-18.00%36-84
Used Auto2.49%-18.00%36-84
New Boat, Motorcycle2.49%-18.00%36-84
Used Boat, Motorcycle2.49%-18.00%36-84
New RV, Camper, ATV5.49%-11.49%48-144
Used RV, Camper, ATV5.49%-11.49%48-144
Credit Card6.90%-16.90%Revolving
Share Secured3.00%-4.00%24-60
Credit Builder12.99%9 Months

The interest rate categories listed above apply to all members who qualify for a loan with the credit union. A member's category is determined by credit ratings and other criteria. In the case of joint applications, the primary applicant's credit score will be used. The following categories and accompanying interest rates do not represent final approval of a loan request, but rather to serve as a guide to determine the interest rate a member will be charged for a loan. The credit union retains final authority to approve or deny a member's loan request. All rates are subject to change without notice. For updated information, please contact the credit union at (662) 434-6052.

All rates are stated as an Annual Percentage Rate.

Share Dividends

TYPEDIVIDEND RATEANNUAL PERCENTAGE YIELDMINIMUM DEPOSIT TO OPENDIVIDENDS COMPOUNDED AND PAID
182 Day
Certificate**
0.050.05$5,000At Maturity
12 Month
Certificate**
0.050.05$1,000Quarterly
18 Month
Certificate**
0.100.10$1,000Quarterly
24 Month
Certificate**
0.100.10$1,000Quarterly
Jumbo 182 Day
Money Market**
0.150.15$50,000Monthly
IRA*+0.500.50$500Quarterly
Regular share Savings *+0.050.05$1Quarterly on average daily balance of $100 or more
Christmas Club*+0.050.05$25Quarterly on average daily balance of $100 or more
Checking*+0.050.05$24Quarterly on average daily balance of $500 or more***

*As of last Quarter

**Penalty will be imposed for early withdrawal.

***Fees could reduce the earnings on this account.

+The dividend rate and APY may change every quarter, as determined by the credit union's Board of Directors.

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