Regular Share Savings
- $25 Minimum Balance
- Dividends paid on balances of $100 or more
- Free ATM Card, Unlimited withdrawals
- Free Home Banking
Christmas Club
- $25 Minimum Balance
- Dividends paid on balances of $100 or more
Value Checking (Age 25 thru 49)
- $5 Service Fee waived and dividends paid on balances of $500 or more
- Free Home Banking and Bill Pay
- Free ATM Card, Unlimited Check Writing
- No Per Check Charge, Overdraft Protection
- Free VISA Debit Card (with approval)
- Courtesy Pay (overdraft privilege with approval)
- Account converts to 50-Plus Checking at age 50
50-Plus Checking (Age 50-Plus)
- No Monthly Service Fee
- Free Money Orders and Free Travelers Checks
- Plus all of the features of Value Checking
1st Time Checking (Age 15 thru 24)
- No Monthly Service Fee
- Free Checks (First Box Basic)
- Plus all of the features of Value Checking
- Account converts to Value Checking at age 25
VISA Debit Cards (Checking only)
Courtesy Pay
- Overdraft Privilege that pays NSF checks
ATM Cards (Savings and Checking)
IRAs
Loans
- Autos, Boats (New and Used)
- Signature (unsecured), Consolidation
- Motorcycles (New and Used)
- Real Estate (1ST & 2ND Mortgage)
- New and Used RVs, Campers and Jet Skis
- Share-Secured (fully secured by Shares)
PLATINUM VISA Credit Cards
- 6.9% Fixed Rate
- No Annual Fee, 25-Day Grace period
24-HOUR TELLER
- 1-800-724-7581 (Inquiries and Transactions 24/7)
Drive-Up ATMs (All Locations)
- Plus, Pulse, Cirrus, Visa, MasterCard & CU24
Share Certificates (Certificates of Deposit)
- 6 months / $5,000 minimum
- 12-24 months / $1,000 minimum
Night Depository (All Locations)
Drive Thru Windows (Columbus Centre and Starkville MSU)
Insurance Services
- Whole Life/Term Life
- Accidental Death & Dismemberment
- Hospital Accident Plan
- MEMBERS Auto (Liberty Mutual)
- MEMBERS Homeowners (Liberty Mutual)
- Combined Credit Life & Disability
Wire Services
Direct Deposits (ACH)
Payroll Deductions
- Savings/Checking/Loan Payments/Christmas Club
Money Orders / Travelers Checks
VISA Gift Cards
Free Notary Service
Family Memberships |