Have you had some credit or account management problems in the past that have prohibited you from opening an account at a bank or credit union? Well, Triangle FCU can help you get back into mainstream banking with our Freedom Checking Account*.
Freedom Checking allows you to access select products and services, while reducing the major expenses related to alternative financial services. Once approved, you must open both a savings and checking account at the Credit Union. You'll receive a debit card, checks, and you can take advantage of Direct Deposit (if available through your employer). After 60 days, you may also qualify for Courtesy Pay privileges up to $600 - if you have Direct Deposit and keep your account in good standing. And if your account remains in good standing for six months, you can request an upgrade to 1st Time Checking, Value Checking, or 50-Plus Checking account.
With the help of Freedom Checking, you can increase your standard of living. To learn more or to apply for an account, visit the Triangle FCU branch nearest you.
*A $10 service fee will be charged to the account per month in addition to a $25 returned-check fee. Account holders have limited access to certain services. Longer check holds may apply within Reg. CC guidelines. In the event an ATM is "offline" and cannot communicate balances, member will not be able to withdraw funds. The Freedom Checking Account must be active and in good standing (less than 10 returned items) for six months in order to request an upgrade to a 1st Time Checking, Value Checking, or 50-Plus Checking account. See Credit Union for complete details.
Freedom Account Package
Requires both regular savings account and Freedom checking account.
All regular savings account terms apply.
No minium balance.
No interest paid on balance.
No Courtesy Pay.
Free VISA Debit Card.
$24 minimum deposit to open.
$10 monthly service fee.
Upon request, checking account upgrade possible after six months,
based on acceptable account activity.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
FUNDS AVAILABILITY DISCOLOSURE