.25% Online Discount
Receive a .25% discount on your next loan when you apply online. That's right, apply online thru the month of February and receive a .25% reduction in your qualifying interest rate. Credit card and real estate loans are excluded from this offer. All loans are subject to credit approval. Apply today and receive your discount before this offer expires.
Thank you for voting us the #1 CREDIT UNION in the Best of theTriangle Reader's Choice Poll for 2009 sponsored by The Commercial Dispatch.
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about NCUA Insurance
Fixed Rate Home Loans?
We've Got Money to Loan
Has your variable rate mortgage got you worried? Would you like the security of a low fixed rate mortgage loan with no points, no origination fees, no escrow, and minimal closing costs? Mortgage rates have never been lower at TFCU than they are now. We have reduced our rates for 7, 10, 15, 20 and 30 year terms for loans in Mississippi and Alabama. With more than $6 million available and the lowest rates in the area, let us put you in the home of your dreams. Talk to one of our friendly loan officers today and lock in your preferred rate ASAP!
Repayment term example: "A thirty year, $100,000 loan with an APR of 6% would require approximately 360 monthly payments of $599.65. Payments received 15 days after the scheduled date will be charged 4% of the amount of the payment(s) due at the time the late charge is incurred.
Loan Rates Reduced
for New or Used Autos,
Boats and Motorcycles
Interest rates for new or used Autos, Boats and Motorcycles have been reduced to their lowest in years. We stand ready with the lowest interest rates available to make your money saving purchase a reality. Compare our rates to the competition and you will see that we have the best deal in town. Talk to one of our experienced loan officers or apply online today and let the savings begin.
Platinum Preferred Visa
Are you tired of paying annual fees and interest rates that are sky high? If so, you need our Platinum Preferred VISA with a 6.9% fixed APR with no annual fee, a 25-day grace period on purchases and credit limits up to $10,000. Apply online today and kiss those annual fees and high interest rates goodbye!
TFCU Has 33 Branches
In Mississippi and 3,489
Worldwide Through
Shared Branching
TFCU is a member of the Mississippi Shared Service Centers, which is part of a national network of credit unions committed to expanding services to their members through Shared Service Centers. Participating Mississippi Credit Unions representing more than 367,000 members are enjoying the benefits of the program. TFCU members can now conduct their business in any of the 33 service center locations in Mississippi or at any one of over 3,489 locations worldwide.
Credit unions operate under the philosophy "not for profit, not for charity, but for service" and cooperate with each other instead of compete. Through this collaborative spirit, credit unions can serve their members most effectively and strengthen the movement by working together through local, state, regional, national and international structures. It is under this principle that the concept of shared branching was born.
Shared branching is a cooperative network of credit unions that have joined together and created shared service centers across the country. By sharing facilities, credit unions can offer greater convenience for members to access their accounts at many locations just as if they were at their home credit union.
Members can enter any shared service center and conduct a range of transaction services, such as:
- Cash checks
- Make deposits and withdrawals
- Make loan payments
- Make transfers between accounts
- Purchase Money Orders, Travelers Checks and Official Checks
- Obtain cash advances and balance inquiries
To take advantage of this service, when members enter a shared branch they only need to bring:
- Their home credit union's name
- Their account number
- Photo identification
Need to locate a shared branch by telephone?
Call 1-800-919-CUSC (2872) to find a branch near you.
A Nationwide map can be found at www.cuservicecenter.com.
